Who We Serve

Individuals and Families

We strive to build long-term relationships with individuals and their families in order to create customized, comprehensive financial plans that help them achieve their long-term goals and navigate the challenges they may face along the way. Your personalized financial plan incorporates various aspects of your financial life, including investment management, estate planning, tax planning, education planning and more.

Retirees and Pre-Retirees

Approaching retirement can be scary if you don’t have a plan in place. You may be wondering, “Will I have enough income to last my lifetime?” “Will my spouse be okay?” “How will I pay for medical expenses in retirement?” “How much risk should I take?”

At KC Family Financial, we understand your uncertainty and are here to help. We create customized retirement plans that provide our clients with the peace of mind of knowing their future is secure. We take the time to understand your current situation, your goals for the future and any challenges you may face along the way. We use this knowledge to develop a comprehensive retirement plan that incorporates all aspects of your personal financial life to give you the best possible chance of achieving your goals in retirement.

As you near retirement, we begin evaluating opportunities to provide lifetime monthly income, such as dividends, annuities and life insurance policies. We shift your portfolio from growth-focused to income-focused based on your retirement timeline and risk tolerance. We also conduct a thorough review of your Social Security benefits as they relate to your martial status, life expectancy, monthly income requirements, retirement goals and more. This allows us to integrate your Social Security distribution strategy into your overall retirement income plan.

After you retire, we continuously reevaluate and monitor your retirement strategy to help ensure it remains in line with your evolving life and financial situation. We remain by your side as a trusted partner, supporting your retirement and legacy goals.

Business Owners

Business owners have unique financial challenges, which is why we provide a wide range of guidance and partner with local CPAs to support the day-to-day management of your business, including:

  • Assistance accessing capital to grow
  • Reviews of tax and accounting records
  • Bookkeeping and recordkeeping support
  • Business entity formation
  • The implementation of retirement plans that align with the overall structure of the business and the owner’s tax strategy

Business owners also have unique challenges when it comes to planning for retirement. How will you transition away from your business? Will you sell? Transfer your business to a family member or partner? If so, how will you accurately value your business and ensure you receive an amount equal to all the work you’ve put in over the years? At KC Family Financial, we help business owners navigate the retirement transition. We work with business valuation professionals who can help maximize your sale, and we incorporate the proceeds into a comprehensive retirement plan that helps you achieve your long-term goals.